About Me
Hi! I’m Howard, a finance and fintech student passionate about helping people make better financial decisions and building tools that empower young professionals. I grew up in Taiwan and moved to the United States to pursue education, personal growth, and new experiences.
As an international student, I’ve learned how to adapt, communicate across cultures, and create opportunities from scratch. Today, I’m focused on financial planning, wealth management, studying for my CFP® & CFA Level I, building Piklo, contributing to student leadership programs, and researching how AI will shape the future of financial literacy.
I love designing products, helping people grow, and writing about money, culture, and life. Outside of finance, I enjoy basketball, pickleball, and storytelling.
What I care about
Empowering young professionals with financial literacy, bridging gaps in access to quality advice, and promoting multicultural perspectives. I’m passionate about tech for good, equity in education, and cultivating personal growth in myself and others.
My aim is to design tools and communities that support lasting financial well-being. I believe in sharing knowledge, fostering empathy, and building strong networks rooted in trust.
What I’m working on
Currently, I’m developing Piklo, a social and analytics app for pickleball players that blends data insights and community. I’m also researching fintech trends at the FinTech Center, and supporting student leadership and mentoring at ISC.
I regularly write about money, personal habits, and cross-cultural insights on my blog, and am preparing for the CFA Level I and CFP® exams. Building impactful projects keeps me growing and energized every day.
My long-term goals
My vision is to launch a company that helps young adults achieve financial independence, using digital tools and education. I hope to contribute meaningfully to financial planning, drive innovation in fintech, and empower future leaders.
Long-term, I want to become a CFP® professional recognized for integrity and impact. Beyond career, I aspire to foster communities where learning, growth, and connection thrive internationally.